NPS Calculator

Estimate total corpus, tax-free lump sum and annuity at retirement. Assumes constant return during contribution and a fixed annuity rate post-retirement.

Monthly contribution (₹)

₹

Years to retirement

years

Expected return (% p.a.)

Annuity share at retirement (%)

Annuity rate (% p.a.)

By regulation, at least 40% must be annuitized at exit (Tier I).

Total Corpus

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Lump Sum (tax-free)

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Annuity Purchase

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Est. Monthly Pension

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NPS Calculator

Inputs

Total Corpus

Lump Sum (tax-free)

Annuity Purchase

Est. Monthly Pension